Experian Lawsuits 

Experian lawsuits include a class action lawsuit filed against Experian, TransUnion and Equifax, which was recently settled in April 2003. The settlement requires that the companies must make it clear if a person has personally filed for bankruptcy or not on credit reports. Prior to the suit, a bankruptcy notation could appear on a person's credit rating if they had co-signed for a loan or had a joint account with someone who had filed for bankruptcy. According to the settlement, the companies will be required to amend their records and remove the bankruptcy notation from existing records for people who have not actually filed for bankruptcy, which at present they are estimating to be 2 million to 3 million people.

Chapter 7 and 13 personal bankruptcy information