Credit Repair Sample Letters

It’s important to request a copy of your credit reports from the major 3 credit reporting agencies at least once or twice per year to confirm the accuracy of the information contained within them. A sample letter for obtaining a credit report is available by clicking here. You’ll also need the credit reporting agencies addresses.

Look over your credit reports carefully and notify the credit reporting agency of any information whose accuracy you dispute – see credit repair sample letter.

The top 10 reasons people cite for their credit file problems are:

1. Late or missed payments

2. Once delinquent items, now paid, not removed

3. Separation and/or divorce

4. Bankruptcy

5. Collection and/or charge-offs

6. Other family members with same/similar name

7. All credit cards leases or loans are not listed

8. Incorrect information in file

9. Too many credit inquiries

10. Victim of fraud

 Chapter 7 and 13 personal bankruptcy information