Credit Reporting Agencies Addresses

It’s important to request a copy of your credit reports from the major 3 credit reporting agencies at least once or twice per year to confirm the accuracy of the information contained within them. Here are these credit reporting agencies addresses:

Experian (formerly TRW)
http://www.experian.com
P.O. Box 2002
Allen, TX 75013-2002
888-397-3742
Credit Report Fees: $8-$9 or may be stipulated by state law

Equifax Credit Information Services
http://www.equifax.com
P.O. Box 105873
Atlanta, GA 30348
800-685-1111
Credit Report Fees: $8-$9 or may be stipulated by state law

Trans Union
http://www.transunion.com
Consumer Relations Center
P.O. Box 1000
Chester, PA 19022
800-888-4213 OR 440-779-7200
Credit Report Fees: $8-$9 or may be stipulated by state law  

All three credit reporting agencies will also provide a one-time copy of a "3-in-1" credit report. This contains your credit reports and your credit report scores from all three reporting agencies. Trans Union charges $34.95 while Equifax and Experian each charge $39.95.  

A sample letter for obtaining a credit report is available by clicking here. 

As an alternative, many web sites offer free instant credit reports.